Hurricane & Flood Preparedness
PSA NOAA Storm SurgeAbout the Community Rating System
The Community Rating System is administered under the National Flood Insurance Program and provides incentives for communities to join. By implementing higher standards and regulations, a community can earn points in the CRS and these points translate into flood insurance premium reductions for the citizens. The City of Palm Coast earned its Class 4 Designation in May 2017 and joined only 12 other communities in the nation which are a Class 4 or better. This Class 4 Designation translates into a 30% discount for policy holders in the Special Flood Hazard Area and a 10% discount for policy holders who are outside the Special Flood Hazard Area.
Letter of Determination Request
Fill out this form to request a letter of determination from one of the City’s Certified Floodplain Managers. A letter of determination will tell you what flood zone your property and structure are in based on current FEMA Flood insurance rate maps.
Click here to search for existing elevation certificates that may be of use when speaking to your insurance company.
