The City has received various federal and state grants to assist homeowners and our neighborhoods. Please see below for a short description of each program and click on the program for more information.
Neighborhood Stabilization Program 1 - The City was granted $2.6 million of federal funding to purchase and renovate targeted homes throughout the City (some exceptions) that have been foreclosed and are bank-owned. The program is closing out and no longer accepting applications.
Neighborhood Stabilization Program 3 - The City has been granted $1.4 million of federal funding to purchase and renovate homes in a targeted area of the City (R,P,W Sections) that have been foreclosed and are bank-owned. Applicants must meet income requirements, qualify for a tradition fixed-rate mortgage, and attend home buyer counseling. Qualified applicants are eligible for up to $30,000 in financial assistance to purchase a home and another $30,000 toward the cost of repairs. IMPORTANT NOTICE - The City is no longer accepting applications for the program. In addition, all funds have been obligated and/or committed. If you wish to be notified if funding becomes available, please send an email to firstname.lastname@example.org with your name, email, and contact information.
Housing Rehabilitation Program - The City manages a federal grant to renovate home owner occupied housing that are in need of repairs to bring the home back up to minimum standards. The application period for the program is currently OPEN. The City is currently accepting applications.
Florida Hardest Hit Fund Program Fund - Florida Housing Finance Corporation (Florida Housing) was directed by Treasury to use a portion of these funds specifically for targeted unemployment programs that provide temporary assistance to eligible homeowners.
Community Development Block Grant (CDBG) Program : Consolidated Action Plan The Community Development Block Grant (CDBG) program is administered nationally by the U. S. Department of Housing and Urban Development (HUD). Funding is provided annually to cities and counties for activities designed to address the objectives of the program to provide decent and safe housing, a suitable living environment, and expanding economic opportunities.
Joint City-County SHIP Program During 2008, the City of Palm Coast became a CDBG entitlement city. An Interlocal Agreement has been established between the City of Palm Coast and Flagler County for the county to be solely responsible for the administration and implementation of any State Housing Initiatives Partnership (SHIP) funds dedicated to the City of Palm Coast with effect from July 1, 2009.
Women-Minority Business Enterprises The City's Housing Programs strives to contract with minority, women, and Florida veteran business enterprises. The City utilizes the list of certified business enterprises maintained by the Florida Department of Management Services.
FAIR HOUSING - It's not just your right...it's the law!
You Have a Right to Live Where You Want to Live!